Minnesota Real Estate Exam Practice Question

In the event of a claim, the necessary documentation REQUIRED of the insured to establish entitlement to payment under the policy is called

Correct Answer: D

Rationale: To establish entitlement to payment under an insurance policy, the insured must provide **proof of loss**. This documentation details the nature and extent of the loss, serving as essential evidence for the claim.

**Statement of values** (A) refers to a summary of insured items, not specific to claims. **Claim details** (B) is a vague term that lacks formal recognition in insurance processes. **Policy provisions** (C) outline the terms and conditions of coverage but do not serve as documentation for claims. Thus, only proof of loss directly fulfills the requirement for substantiating a claim.

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