Minnesota Real Estate Exam Practice Question

In Minnesota, a person who does not own a car and is injured by a hit and run driver may apply for benefits through the:

Correct Answer: C

Rationale: In Minnesota, individuals injured by hit-and-run drivers can seek benefits from the Minnesota Automobile Assigned Claims Bureau (C), which specifically provides coverage for those without auto insurance or vehicles.

Option A, the Automobile Insurance Plan (AIP), is designed for high-risk drivers needing coverage, not for hit-and-run victims. Option B, the Second Injury Fund, addresses benefits for workers injured on the job, not applicable here. Option D, the FAIR Plan, offers insurance for those unable to obtain it due to high-risk factors, but does not cover hit-and-run incidents. Thus, C is the appropriate resource for this situation.

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