Minnesota Real Estate Exam Practice Question
Under a Personal Injury Protection (PIP) claim, the insured CANNOT sue the at-fault party unless their medical expenses exceed
Correct Answer: B
Rationale: In Personal Injury Protection (PIP) claims, the ability to sue the at-fault party is typically limited to cases where medical expenses exceed a specific threshold. In this context, that threshold is $4,000.
Option A, $2,000, is incorrect as it is below the established limit for pursuing legal action. Option C, $6,000, and Option D, $8,000, are also incorrect because they exceed the threshold, meaning legal action is not necessary until expenses surpass $4,000. Understanding this limit is crucial for navigating PIP claims effectively and determining when one can seek additional compensation through litigation.
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