Minnesota Real Estate Exam Practice Question
Leah provides transportation for her client to their business lunch. Leah's client closes the car door on her own hand. What type of coverage applies?
Correct Answer: C
Rationale: In this scenario, Leah's client accidentally injures Leah by closing the car door on her hand. Medical payments coverage applies here as it specifically addresses medical expenses incurred due to injuries sustained in an accident, regardless of fault.
Option A, physical damage, pertains to damage to property, not personal injury. Option B, liability, involves situations where one party is responsible for another's injury or damage, which does not apply since Leah is the injured party. Option D, health insurance, while relevant for medical expenses, is not directly applicable in this context, as the incident occurs within the scope of Leah's business activity, making medical payments coverage more appropriate.
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