Minnesota Real Estate Exam Practice Question
If a building is vacant for more than 60 consecutive days, which of the following two perils are broad peril exclusions?
Correct Answer: B
Rationale: In this scenario, damage caused by vandalism and accidental discharge of water is excluded under broad peril definitions for vacant buildings. Vandalism is typically excluded due to the increased risk associated with unoccupied structures. Accidental discharge of water is also excluded, as vacant buildings are more susceptible to such incidents without regular maintenance.
Option A is incorrect because falling objects are not generally excluded, and accidental discharge of water is excluded only in specific contexts. Option C is wrong since weight of ice, snow, or sleet is not a broad peril exclusion, and freezing of plumbing can be covered under certain conditions. Option D is incorrect as freezing of plumbing is often covered, while falling objects are not excluded.
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