Minnesota Real Estate Exam Practice Question

An agent must initiate a refund procedure within a MAXIMUM of how many days after an insured cancels a policy?

Correct Answer: C

Rationale: Initiating a refund procedure within 30 days after an insured cancels a policy aligns with industry standards and regulations, ensuring timely processing and customer satisfaction.

Option A (2 days) is too short, as it does not account for administrative processes involved in refunds. Option B (10 days) also falls short of the typical timeframe required for proper handling. Option D (45 days) exceeds the acceptable limit, potentially delaying the refund unnecessarily and risking customer trust. Thus, 30 days strikes a balance between efficiency and thoroughness in processing refunds.

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