Virginia Real Estate Exam Practice Question

Edgar is in the process of selling his home in a short sale. What is a short sale?

Correct Answer: D

Rationale: A short sale involves selling a property for less than the outstanding mortgage balance, allowing the homeowner to avoid foreclosure. Option A incorrectly defines a short sale based on the time frame, which is irrelevant to the sale's financial context. Option B describes a foreclosure scenario rather than a short sale, where the property is sold at auction due to default. Option C also pertains to foreclosure, emphasizing the borrower's default rather than the negotiated sale process involved in a short sale. Thus, option D accurately captures the essence of a short sale.

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