Clinical Medical Assistant Certification Exam Practice Question
Which of the following insurance carriers provides primary coverage for citizens over the age of 65 and patients who are severely disabled?
Correct Answer: D
Rationale: Medicare is a federal program specifically designed to provide primary health coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities.
CHAMPVA (A) offers health coverage for veterans and their families but does not primarily serve the general population over 65. Disability (B) typically refers to income support rather than health insurance. Medicaid (C) provides coverage for low-income individuals, including some over 65, but it is not the primary program for all seniors. Workers' compensation (E) is limited to job-related injuries and does not apply to the broader population of seniors or disabled individuals.
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