Tennessee Real Estate License Exam Practice Question

A subordination agreement is used to

Correct Answer: A

Rationale: A subordination agreement specifically alters the priority of mortgages, allowing a junior lien to move ahead of a senior lien in terms of repayment priority. This is essential for refinancing or securing new loans. Option B, initiating foreclosure proceedings, is unrelated; foreclosure is a legal process that does not involve subordination. Option C describes a pledge of property without possession, which pertains to collateral agreements rather than subordination. Option D involves assigning rents, which is a separate arrangement that does not pertain to changing mortgage priorities.

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