New Jersey Real Estate Exam Practice Question

A subordination agreement is used to

Correct Answer: A

Rationale: A subordination agreement is specifically designed to change the priority of mortgages, allowing a new loan to take precedence over an existing one. This is crucial in refinancing or securing additional financing.

Option B is incorrect as subordination agreements do not initiate foreclosure; they simply adjust mortgage priorities. Option C misrepresents the purpose; subordination does not involve pledging property without possession. Lastly, option D is not accurate since assigning rents relates to securing repayment rather than altering mortgage priority. Thus, only option A accurately reflects the function of a subordination agreement.

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