Virginia State Real Estate Exam Practice Question
A home warranty offers protection to the buyer of a previously owned home for which of the following?
Correct Answer: D
Rationale: A home warranty primarily covers the failure of major mechanical systems or appliances, such as HVAC units, plumbing, and electrical systems, ensuring that buyers are protected against unexpected repair costs.
Option A, flooding, is typically covered by homeowners insurance, not a home warranty. Option B, losses from poor construction, falls under builder's liability or insurance, not a warranty for existing homes. Option C, storm damage, is also covered by homeowners insurance, not a warranty. Thus, only option D aligns with the core purpose of a home warranty, which is to provide financial protection for essential home systems and appliances.
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