The number of deaths during a year compared with the total number of persons exposed in the class is known as the

Question

Certilyst · Accepted Answer

B Rationale: The number of deaths during a year compared with the total number of persons exposed in the class is known as the mortality rate. This rate quantifies the frequency of deaths within a specific population over a designated time period, providing valuable insight into public health.

The morbidity rate (A) measures the incidence of disease or illness within a population, not deaths, making it incorrect in this context.

The retention ratio (C) refers to the proportion of individuals who remain in a group or program over time, which is unrelated to mortality statistics.

The permissible loss ratio (D) is a term used in finance and insurance to assess acceptable levels of losses, not applicable to death rates or health metrics.

Thus, only the mortality rate accurately describes the relationship between deaths and the population at risk.

California Department of Insurance Personal Lines Broker Agent Exam

The number of deaths during a year compared with the total number of persons exposed in the class is known as the