New York Insurance Exam Practice Question
Which type of insurance covers medical expenses for accidents?
Correct Answer: B
Rationale: Health insurance specifically covers medical expenses resulting from accidents, ensuring that individuals receive necessary treatment without significant financial burden.
Option A, life insurance, provides financial support to beneficiaries upon the policyholder's death but does not cover medical expenses.
Option C, disability insurance, offers income replacement if an individual cannot work due to a disability but does not pay for medical costs related to accidents.
Option D, accidental death and dismemberment insurance, provides benefits in cases of death or severe injury from accidents but does not cover ongoing medical expenses.
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