New York Insurance Exam Practice Question
Which law regulates the privacy of health information?
Correct Answer: A
Rationale: HIPAA, or the Health Insurance Portability and Accountability Act, specifically governs the privacy and security of health information, ensuring that individuals' medical records are protected. ERISA (B) pertains to employee benefits and does not address health information privacy. COBRA (C) relates to the continuation of health insurance coverage after employment ends, rather than privacy. GLBA (D) focuses on the protection of consumers' personal financial information, making it irrelevant to health data privacy. Thus, HIPAA is the only law directly regulating health information privacy.
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