Pennsylvania Life and Health Insurance Exam Practice Question
Under the exclusion clause, which is a scenario that would NOT be covered if death resulted?
Correct Answer: C
Rationale: The scenario involving a commercial pilot or crew member typically falls under specific occupational exclusions in insurance policies, meaning death resulting from their duties is often not covered.
In contrast, an army officer killed in the line of duty (A) and a fare-paying passenger on a scheduled airline (B) are generally covered under most policies, as they involve civilian roles or standard travel situations. A spectator at an auto race (D) may also be covered, depending on the circumstances of the event. Thus, option C is excluded due to the nature of the pilot's or crew member's responsibilities.
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