California Insurance License Exam Practice Test Practice Question
The number of deaths during a year compared with the total number of persons exposed in the class is known as the
Correct Answer: B
Rationale: The mortality rate specifically measures the number of deaths in a given population over a certain period, typically expressed per 1,000 or 100,000 individuals. This definition aligns perfectly with the question's focus on deaths compared to the exposed population.
Option A, morbidity rate, refers to the incidence of illness within a population, not deaths. Option C, retention ratio, pertains to the proportion of individuals who remain in a program or study, unrelated to mortality. Option D, permissible loss ratio, is a financial term used in insurance to describe acceptable losses, which does not apply to population health metrics. Thus, only the mortality rate accurately reflects the concept described.
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