New York State Life Insurance Exam Questions Practice Question
In accidental injury insurance, the insurance policy, the endorsements, and any relevant papers attached to the policy make up the:
Correct Answer: B
Rationale: In accidental injury insurance, the policy, endorsements, and any attached documents collectively form the **entire contract** (B). This term signifies that all components are integral to the agreement between the insurer and the insured.
Option A, **completed application**, refers specifically to the initial submission for coverage, not the comprehensive agreement. Option C, **uniform mandatory policy provisions**, pertains to standard clauses required by law but does not encompass all documents. Lastly, option D, **notice of coverage**, is a brief statement informing the policyholder of their coverage details, lacking the comprehensive nature of the entire contract.
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