California Insurance License Exam Practice Test Practice Question
All of the following statements about mortality tables are true EXCEPT
Correct Answer: C
Rationale: Mortality tables provide valuable insights into population health by analyzing data on death rates. Option A is accurate; these tables rely on historical data to reflect mortality trends. Option B is also correct, as they apply probability theory to estimate life expectancy and death rates. Option D highlights the practical use of mortality tables by actuaries for predicting deaths in specific age groups, which is a fundamental application. In contrast, Option C is misleading; mortality tables do not track individuals from birth until death but rather summarize data for groups over time, making it the exception among the statements.
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