Pennsylvania Life and Health Insurance Exam Practice Question
After the hearing, if the Insurance Commissioner has determined a licensee has committed a violation of Pennsylvania Insurance Laws, what can the Insurance Commissioner do?
Correct Answer: C
Rationale: The Insurance Commissioner has the authority to impose an administrative penalty for violations of Pennsylvania Insurance Laws, making option C the most appropriate action. This penalty serves as a deterrent and ensures compliance with regulations.
Option A is incorrect because the Insurance Commissioner does not have the power to impose criminal sentences, such as jail time; that authority lies with the judicial system. Option B is misleading, as suspending premium accounts is not a recognized action for violations. Option D, while serious, is not a standard immediate response; termination of appointments typically follows more severe infractions or repeated violations.
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