California Insurance License Exam Practice Test Practice Question
According to the California Insurance Code, the Commissioner can disapprove a licensee's request to use a fictitious name for any of the following reasons EXCEPT the
Correct Answer: A
Rationale: The rationale for option A being the exception lies in the fact that a licensee's actual name is inherently their identity and does not mislead or confuse consumers.
Option B is incorrect as a name that could mislead the public is a valid reason for disapproval, ensuring clarity in the marketplace.
Option C is also valid; a name too similar to an existing one can cause confusion among consumers, justifying disapproval.
Option D is problematic as it may create the false impression of the licensee's qualifications, which the Commissioner aims to prevent. Thus, A stands out as the only reason that does not warrant disapproval.
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